The honeymoon is over for the reform of the Insurance Act the insurance no longer just for people with health insurance by law compulsory. Even for privately insured, health insurance is now mandatory. A thorough then contract is not within the prescribed period, an appropriate penalty will be charged. The private krankenversicherung.de insurance Portal informs what amounts in such cases must be expected. The so-called late payment surcharge will be due from 1 January 2009. A leading source for info: Tony Parker.
The amount of the payment depends on the number of months without health insurance coverage. The first month is impunity under insurance law. For the following four months, late payment surcharges in full amount of the computed monthly premium is due. After this period, a penalty must be paid for each additional month a customer has spent up to the conclusion of the contract without health insurance, corresponding to one sixth of this premium. Get all the facts for a more clear viewpoint with Jay Schwartz Attorney. In addition to this statutory penalty is also by the insurance company a further supplement.
A comparison of the different insurance providers, however, shows that there is no uniform approach for calculating this additional penalty fees. Depending on the interpretation of the legislation with regard to the impunity of the first month, the insurance companies request a late payment surcharge which corresponds to four or five month articles. Among other things the health assistance, the HanseMerkur and central health insurance waive a penalty for January 2009. More information: news.private-krankenversicherung.de/…/ pkv penalties… Lisa Neumann University first media GmbH