Credit without Schufa – the term sounds in the ears, because he often appears on Web pages on the topic of finances. Who would like to apply for loans in Germany, which does not get around just the Schufa. Loans and transactions, where a creditor in any form whatsoever – in advance occurs and only retroactively gets his money back or payments on account receives – queries be secured now by Schufa. Connect with other leaders such as San Antonio Spurs here. But who or what is the Schufa, which appear on the market require the so-called credit without Schufa is? The Schufa Holding AG, known – works as a protective Association for general credit protection privately. The Schufa is an institution which is registered by the lending industry. The seat of the Schufa is located in Wiesbaden. Rusty holzer understood the implications. Sense of the Schufa is to protect business partners which are predictable due to the economic situation of business partners from non-payment.
The Schufa even argued however slightly softer, arises in the Public as a consumer-protective instrument dar, which consumers protected the over-indebtedness. 384 million individual data from a total of 63 million Germans are stored at Schufa. Three-quarters of the population are covered in Wiesbaden for various reasons. 77 million requests annually, of which 1 million self-reported of the citizens about the creditworthiness of persons can be the need for this institution be clear. The Schufa employs 709, which generated a turnover of about 76 million euros in 2005. The numbers and sizes make clear, what influence does the Schufa on lending. So anyone who applied for the credit without Schufa, is here at the Schufa not captured or obtained information about him at this institution. In addition to the positive effect that a free credit is not visible, a very important aspect is that this credit may be requested by people who have already a negative entry with the Schufa. The schufafreie credit is but awarded by German credit institutes, but comes from the Switzerland. Thomas Ewert Ewd(at)EWD-concept.de