A working life with low wages is not enough for retirement: how free-market radicalism poverty creates the people are living longer, the life expectancy is increasing. Because of the inverted population pyramid, we see fewer and fewer young, for more elderly people. Against the collapse of the pension insurance system, the policy has only a recipe parad: increase the working life and reduction of pensions. 1. the demographic factor as the Rentenkurzungs argument the last decade radical changes in society brought the Federal Republic of Germany, what is for the attentive observer the road image suggests. People are living longer, the life expectancy is increasing. Because of the inverted population pyramid, we see fewer and fewer young, for more elderly people.
For the traditional generational of our pension system are not good news; He is always less and turns into an unfair growing money transfer system from young to old. Less and less Workers must come up for more and more retirees, so that the social security burden to unreasonable levels rise. However, the policy had found a panacea: we need to just all work longer and for less pension. Just so, the pension system could still be saved. The so-called demographic factor was incorporated into the pension formula, guaranteed pensions in the future only still very moderate rise, and the social security burden representing Yes also ancillary wage costs, not increase unduly. To give the economy a competitive advantage in the global competition, the employer’s contribution for pensions was frozen the workers alone bears since the contribution increases. The retirement age was raised in addition to now 67 years, where there is only the full pension rate for 40 full years of insurance.
2. laws beyond reality and humanity most people create the prescribed 40 insurance years. On the one hand, because it not enough jobs are, and today rarely enduring careers can evolve to another but also because in certain Berusfeldern, the workloads are so hard, that no worker is up to the Renteneintrittsaler healthy and remains operational.